Troy, MI Car, Motorcycle and Boat Insurance
Car insurance shoppers are drawn to cheap auto premiums. However, cheap insurance not only mean less money out of your pocket, but also lower coverage should an accident occur.
At Mason-McBride, Inc., we focus our efforts on mitigating and managing risk across all personal insurance lines. We prepare policy proposals that take into account your driving record, scope of travel, credit rating, and numerous other factors. This ensures you have all the information you need to choose the right insurance for you, with the best coverage at the best rate.
Identifying Your Unique Auto Insurance Needs
Finding the best auto insurance rate for you may not actually mean finding the cheapest car insurance. Instead, it will mean identifying the proper policy package that limits risks and protects vehicles:
- Personal car: From dropping the kids off at school to running errands to commuting to work, drivers place themselves at risk for bodily injury or property damage every time they step into their cars. We can help you find the right coverage that fits your needs and your budget.
- Business car: If you travel for work purposes using a business vehicle, there are unique insurance requirements that must be met. Most often, your employer will have this coverage in place. It is a good idea to review your own coverage, however, to see if you are protected in the event of an accident.
- Classic and collectors car: Insuring your classic car takes great skill at understanding not only risks involving liability and storage, but also knowing how to identify your car’s real value. We can help you navigate the various policies to find the one that best protects your investment.
- Boat, RV and Jet Ski: We have many clients who enjoy seasonal recreational water activities, including boating and Jet Skiing. We offer insurance for allrecreational vehicles.
The Benefits of Hiring an Independent Agent for Auto Insurance
With the number of commercials on TV made by online companies advertising low-cost insurance for personal autos, it can be difficult to understand why it is important to reach out to an independent insurance agent for car insurance. As independent agents, we are not tied down to any single insurance provider. Instead, we can provide free comparison quotes across numerous insurance companies. This often leads to greater coverage at a lower price.
As independent agents, we work for you — not a national insurance company. This means we will always be focused on finding the policy that offers you the best coverage instead of selling policies to you that may not fit your unique situation. We get to know you, your goals and your risk tolerance. We then proactively review your policies on a periodic basis to address any changes in your needs or to price shop. We are also here to help you through any claims you need to make and to answer your questions.