Employment Practices Liability Insurance (EPLI) helps protect businesses from claims made by employees alleging violations of their legal rights in the workplace.
Employee lawsuits have been on the rise, affecting businesses of all sizes. Even organizations with strong HR policies and compliance programs may face legal challenges. Without EPLI, defending against such claims can result in significant financial and reputational costs.
Protection Against Employment-Related Claims
EPLI policies generally provide coverage for claims related to:
- Sexual harassment
- Discrimination
- Wrongful termination
- Breach of employment contract
- Negligent evaluation
- Failure to employ or promote
- Wrongful discipline
- Deprivation of career opportunity
- Wrongful infliction of emotional distress
- Mismanagement of employee benefit plans
Coverage terms, limits, and exclusions vary based on the policy and provider. Businesses should review their specific needs to ensure appropriate protection.
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Protect your business from employment-related lawsuits before they happen.
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